The Value of Insuring Against Life’s Risks

Building wealth requires protection from the forces of wealth destruction. Provided by Nick Boeckman, CFP® When you are planning for your future, what do you think about? You may think about your retirement, enjoying having the time and money to take trips and pursue your interests. Maybe you think about your home and enjoying the…

Tax Scams & Schemes

The “dirty dozen” favored by criminals & cheats. Provided by Nick Boeckman, CFP® Year after year, criminals try to scam certain taxpayers. Year after year, certain taxpayers resort to schemes in an effort to put one over on the Internal Revenue Service (I.R.S.). These cons occur year-round, not just during tax season. In response to…

When a Family Member Dies

A financial checklist for the most difficult of times. Provided by Nick Boeckman, CFP® The passing of a loved one irrevocably alters family life. After a death, there is so much to attend to; it is better to do it sooner rather than later. Here, then, is a list of what commonly needs to be…

Putting a Price Tag on Your Health

Being healthy not only makes you feel good, it may also help you financially. Provided by Nick Boeckman, CFP® We constantly hear how important it is to maintain a healthy lifestyle. That is not always easy, especially in the face of temptation or the easy option of procrastination. For some, the monetary benefits of maintaining…

Traditional vs. Roth IRAs

Perhaps both traditional and Roth IRAs can play a part in your retirement plans. Provided by Nick Boeckman, CFP® IRAs can be an important tool in your retirement savings belt, and whichever you choose to open could have a significant impact on how those accounts might grow. IRAs, or Individual Retirement Accounts, are investment vehicles…

The Anatomy of an Index

The S&P 500 represents a large portion of the value of the U.S. equity market Provided by Nick Boeckman, CFP® Did you know that nearly $10 trillion in assets are benchmarked to the Standard & Poor’s 500 Composite Index, including about $3.5 trillion in index assets?1 The S&P 500 is ubiquitous. It is constantly referenced…

Your Emergency Fund: How Much is Enough?

An emergency fund may help alleviate the stress associated with a financial crisis.   Provided by Luke Bertke Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you’re driving to…

Why Do You Need a Will?

It may not sound enticing, but creating a will puts power in your hands. Provided by Nick Boeckman, CFP®  According to the global analytics firm Gallup, only about 44% of Americans have created a will. This finding may not surprise you. After all, no one wants to be reminded of their mortality or dwell on…

Understanding Homeowners Insurance

What all new and prospective homeowners need to know. Provided by Nick Boeckman, CFP® If you arrange a mortgage, your lender will want you to have homeowners insurance. This coverage is critical for protecting your home and personal property against various potential liabilities. A homeowners insurance policy is actually a package of coverages. These policies…

An Executor Checklist

The steps you may need to take to fulfill a major responsibility. Provided by Nick Boeckman, CFP® If you are an executor to an estate, you must carry out your duties responsibly. Fulfilling these duties is not only a measure of your ability, but a measure of your character. You can approach these tasks methodically….